Ontario California Chapter 7 Bankruptcy Attorney

Are you struggling with enormous credit card debt? Do you have unpaid medical bills? Are you in debt over your head and cannot begin to see your way out of it?

At the Law Offices of Bankruptcy Lawyer Robert J. Spitz, we understand the emotional toll of living paycheck to paycheck while struggling to pay bills that you can no longer afford. A compassionate & seasoned Bankruptcy Attorney, Mr. Spitz has more than 40 years’ experience helping individuals and families escape crushing debt. We are here to help you!

Contact Ontario Bankruptcy Attorney Robert Spitz at (909) 395-0909 to schedule a free consultation. Our dedicated and knowledgeable bankruptcy staff will meet with you to obtain a complete and accurate understanding of your financial situation, and work with you to determine your most beneficial options.

Devoted to providing highly personalized service to each and every client, all communications will be addressed in a timely manner and we will always keep you up to date regarding the status of your Bankruptcy.

Highly Qualified Chapter 7 Bankruptcy Lawyer in Ontario

Also known as “Fresh Start Bankruptcy,” and “Liquidation Bankruptcy,” Chapter 7 Bankruptcy is designed to help individuals with very few assets and little income obtain financial relief. We will sit down with you and review your income, possessions, and debts by running a “Means Test.” Ontario Chapter 7 Bankruptcy Attorney

Should we determine that you do not qualify to file under Chapter 7, you may still be able to obtain relief by filing for Chapter 13 Bankruptcy Protection.

Once it has been determined via the “Means Test” that you qualify to file for Chapter 7 Bankruptcy Relief, Attorney Robert Spitz and his staff of bankruptcy professionals will immediately begin drafting your Bankruptcy Petition for filing with the Court.

When your Chapter 7 Bankruptcy petition is filed, the Court will assign a bankruptcy trustee to oversee your case. Additionally, as soon as the Bankruptcy Petition is filed, we will notify your creditors that you are seeking Bankruptcy Relief and inform them that they must stop contacting you immediately.

Within approximately 4-6 weeks after filing your petition for Chapter 7 Bankruptcy Protection, the Court will hold a hearing. Your bankruptcy petition will be reviewed at this time, along with all supporting information pertaining to your assets and debts. While creditors are allowed to attend this hearing, they rarely do. All non-exempt assets and dischargeable debts are evaluated by the bankruptcy trustee at this time.

Chapter 7 Bankruptcy Lawyer Robert Spitz will thoroughly explain what all this will mean for you. While it may sound frightening, Chapter 7 petitioners are rarely required to turn over property due to the extensive exemptions allowed by law.

You may be able to lower your auto payment by using the reaffirmation agreement to negotiate lower loan terms.

Absent any challenges from creditors, the Bankruptcy Court will issue a discharge order stating that all qualifying debts have been discharged. Once this order is issued, creditors can no longer attempt to collect on any of these debts. You are provided with a fresh financial start, free of these debts.

Remove Judgment liens - if a creditor filed a judgment lien before your Bankruptcy was filed, it may be removed if the lien impairs your exempt property.

Call a Skilled & Caring Ontario Chapter 7 Bankruptcy Attorney Today!

Since 1975, Bankruptcy Lawyer Robert Spitz has been helping clients resolve their financial problems by filing for Chapter 7 Bankruptcy Protection.

A highly knowledgeable and experienced Ontario Chapter 7 Bankruptcy Lawyer, Attorney Robert Spitz has an outstanding reputation among his peers within the local legal community.

For information about filing for Chapter 7 Bankruptcy Protection, please call the Law Offices of Ontario Lawyer Robert J. Spitz at (909) 395-0909 to make an appointment for your free consultation with one of the region’s leading Bankruptcy Law Firms.

Let us put our experience to work for you, and help you obtain financial freedom today!