Ontario California Bankruptcy Alternative Lawyer

If you find yourself agonizing over how to pay bills each month, you have creditors calling day and night, had your bank account levied, or facing foreclosure and you don’t know where to turn, the Law Offices of Robert J. Spitz is here for you!

A highly skilled and caring Bankruptcy Attorney, Mr. Spitz has been helping individuals and businesses escape the stress and fear resulting from financial hardship for more than 40 years.

Contact us today by calling (909) 395-0909 to schedule an appointment for a free, in-depth consultation. We will meet with you to thoroughly review your financial circumstances and review all potential bankruptcy alternatives.

When your financial situation allows for it, we can help you negotiate a debt repayment plan that will allow you to get caught up with your bills, while providing you with some breathing room financially.

Call to learn how Ontario Bankruptcy Alternative Attorney Robert Spitz can help you resolve your financial problems!

Knowledgeable Bankruptcy Alternative Attorney in Ontario California

During the Bankruptcy Alternative process, Mr. Spitz will sit down with you and evaluate your debt to income ratio. If the figures demonstrate that you are able to pay your bills at a reduced rate, Ontario Bankruptcy Alternative Attorney Robert Spitz will immediately begin working diligently with your creditors. He will fight to negotiate a fair and reasonable settlement with your creditors, while substantially reducing your financial stress.

Mr. Spitz knows how to work with your creditors and help individuals and businesses get a settlement for a lesser amount than what you presently owe. Creditors know it is in their best interests to recoup some money rather than nothing once an attorney is involved.

While some creditors may demand a single lump sum payment, others will allow you to pay the reduced debt off over time. However, under the terms of a negotiated settlement, you must make all payments on time to prevent default.

If your creditors are unwilling to accept less than the full amount that they are owed, filing for Bankruptcy may be your best or only option.

Ontario Bankruptcy Alternative Lawyer Robert J. Spitz will meet with you and provide a comprehensive overview of your options, including whether you should file for Chapter 7 or 13 Personal Bankruptcy, or Chapter 11 Business Bankruptcy.

Call a Caring Ontario Bankruptcy Alternative Lawyer for a Free Consultation

If you are drowning in debt and want to obtain information about bankruptcy alternatives, please complete our Bankruptcy Case Evaluation Form. Your information will be reviewed, and a representative from the Law Offices of Bankruptcy Lawyer Robert J. Spitz will contact you to schedule your complimentary, confidential in-office consultation.

For immediate assistance, please call (909) 395-0909 today and learn how we can put our experience and knowledge to work for you.